Prospective Share Rates
|
Share Accounts |
| Description |
Minimum Deposit to Open |
Minimum Deposit to earn Dividends |
Rate |
APY |
| Regular Share (Savings) |
$5.00 |
$250.00 |
1.10% |
1.10% |
| Club Accounts |
None |
$250.00 |
1.10% |
1.10% |
| Individual Retirement Account |
None |
$250.00 |
1.10% |
1.10% |
| Captain Cash Savings |
$5.00 |
$5.00 |
1.10% |
1.10% |
| Genesis Savings |
$5.00 |
$100.00 |
1.10% |
1.10% |
| Money Market (Tier 1) |
None |
$2,500.00 - $9,999.00 |
1.34% |
1.35% |
| Money Market (Tier 2) |
None |
$10,000 & over |
1.84% |
1.85% |
|
Share Certificate Accounts |
| Term |
Minimum |
Rate |
APY** |
| 3 Month Certificate |
$1,000 |
2.62% |
2.65% |
| 6 Month Certificate |
$1,000 |
2.97% |
3.00% |
1 Year Certificate
IRA Options - Traditional, Roth
or Education(ESA) |
$1,000 |
3.46% |
3.50% |
18
Month Certificate
IRA Options - Traditional, Roth
or Education(ESA) |
$1,000 |
3.55% |
3.60% |
2 Year
Certificate
IRA Option - Traditional |
$1,000 |
3.70% |
3.75% |
3 Year
Certificate
IRA Options - Traditional, Roth
or Education(ESA) |
$1,000 |
3.94% |
4.00% |
4 Year
Certificate
IRA Option - Traditional |
$1,000 |
4.14% |
4.20% |
5 Year
Certificate
IRA Options - Traditional, Roth
or Education(ESA) |
$1,000 |
4.23% |
4.30% |
1
Year Youth Certificate - 18 & under
IRA Option - Education(ESA) |
$250 |
3.46% |
3.50% |
|
Substantial Penalty for Early Withdrawal
*Rates shown are effective for dividend period
of 09/01/08
**APY - Annual Percentage Yield
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