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Loan Rates
Autos, Trucks, Vans, SUVs
Description Term APR* Range
New
<2007 & Newer
(less than 20,000 miles)
Up to 60 Months 5.09%-13.59%Detailed Chart
New
2007 & Newer
(less than 20,000 miles)
72
Months
5.99%-14.49%
Detailed Chart
Used
2006 & older
Up to 60 Months 5.74%-14.24%
Detailed Chart
Boats, Motorcycles, Campers, RVs, ATVs, Jet Skis, etc.
Description Term APR* Range
New
2007 & Newer
Up to 60 Months 6.99%-15.49%
Detailed Chart
New
2007 & Newer
72 Months 7.49%-15.99%
Detailed Chart
New
2007 & Newer
84 Months 7.99%-16.49%
Detailed Chart
New
2007 & Newer
96 Months 9.99%-17.99%
Detailed Chart
Used
2006 & older
Up to 60 Months 7.99%-16.49%
Detailed Chart
Used
2006 & older
72 Months 8.49%-16.99%
Detailed Chart
Used
2006 & older
84 Months 8.99%-17.49%
Detailed Chart
Used
2006 & older
96 Months 10.99%-17.99%
Detailed Chart
Other Secured Loans
Description Term APR* Range
Non-Licensed Vehicles Up to 60 Months 9.09%-17.59%
Detailed Chart
Computer Up to 36 Months 10.40%-16.90%
Detailed Chart
Unsecured Loans
Description Term APR* Range
Signature
(Open End)
36 Months 11.40%-17.90%
Detailed Chart
Signature
(Line of Credit)
36 Months 11.40%-13.90%
Detailed Chart
Special Loans
(Vacation, Holiday)
Up to 12 Months 9.90% - 16.40%
Detailed Chart
*Annual Percentage Rate.  Actual assigned rate from listed range determined by credit score and history.  Above rates effective 10/01/2008 and subject to change. 

   

 Real Estate Loans
Description Type Term APR*
Home Equity Line of Credit Variable
Rate
15 Years Prime + 0%
Detailed Chart
2nd Mortgage
(80% LTV)
Fixed Rate 15 Years 6.25%
Detailed Chart
2nd Mortgage
(90% LTV)
Fixed Rate 15 Years 7.25%
Detailed Chart
*HELOC rates will never go below 5.0% or higher than 15.0%
Primary Residence Only
Credit Card
Type Details APR*
Classic Visa No Annual Fee, Online Access 12.90%
*HELOC and Credit Card rates quoted as Annual Percentage Rate. Effective 10/01/2008 and subject to change.
See detailed chart for more information.

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